Disclaimers, Disclosure, and Terms of Service
Bio5C produces FULLY INDEPENDENT educational stock research based on a proprietary subjective model called the 5 Cs of Biotech Investing™. The following disclosures relate to Bio5C's product and service, as well as the Twitter of Jason Napodano (@JNap5C). Visitors of this website acknowledge that the information herein, on the Bio5C Slack/Discord, or on Twitter is neither an offer nor a solicitation to buy any of the securities of the companies contained herein.
Use of Bio5C's research is at your own risk. You should do your own research and due diligence before making any investment decision concerning securities covered herein.
To the best of our knowledge and belief, all information contained herein is accurate and reliable, and has been obtained from public sources we believe to be accurate and reliable , and not from company insiders or persons who have a relationship with company insiders. You understand that no content published on Bio5C ("the Site") constitutes a recommendation that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person. You further understand that none of content is advising you personally concerning the nature, potential, value or suitability of any particular security, portfolio of securities, transaction, investment strategy or other matter. To the extent that any of the content published on the Site may be deemed to be investment advice or recommendations in connection with a particular security, such information is impersonal and not tailored to the investment needs of any specific person. You understand that an investment in any security is subject to a number of risks, and that discussions of any security published on the Site may not contain a list or description of relevant risk factors. In addition, please note that some of the stocks about which content is published on the Site have a low market capitalization and/or insufficient public float. Such stocks are subject to more risk than stocks of larger companies, including greater volatility, lower liquidity and less publicly available information.
You understand that information and research found on the Site is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations are not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete. Past performance is not a guarantee or indicator of future performance. From time to time, reference may be made on our Site to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously, previously published information and data may not be current and should not be relied upon. All content on the Site is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
No Investment Recommendations or Professional Advice
We are not a FINRA/SEC licensed entity and we do not qualify or attempt to qualify as an investment advisor under the definition of an investment advisor, Sec. 401, subpart (f) of the Uniform Securities Act of 1956 (Amended).
The Site is not intended to provide tax, legal, insurance or investment advice, and nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Bio5C or any third party. You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation and a licensed financial advisor before transacting any action in securities discussed on the Site, Bio5C Slack/Discord, or Jason Napodano's Twitter. Jason Napodano holds no FINRA or SEC securities licenses. Our analysis is for educational and general informational purposes only. Bio5C does not induce or encourage the purchase or sales of Penny Stocks as defined under the Penny Stock Reform Act of 1990. You agree to use our content at your own risk!
You hereby acknowledge that Bio5C is not advising you personally concerning the nature, potential, value, or suitability of any particular security. You further acknowledge that you understand it important to do your own research and due diligence and consult with an attorney, tax, of a certified investment professional before making any investment decision with respect to securities covered by Bio5C in order to determine if any investment is consistent with your investment objectives, risk tolerance, and financial situation.
Bio5C is Not A Registered Broker Dealer
Bio5C has NOT be retained or engaged by a broker, dealer, or issuer to produce content on any stock on this website. Bio5C is not compensated directly by any company under research coverage to produce a 5C score and 5C scores are not influenced by payments from third parties. We do not provide nor have received compensation for investment banking services on the securities covered on this website and do not expect to receive any compensation for investment banking or investor relations/marketing services from issuers covered by this website.
Potential Conflcts of Interest
Bio5C has been retained by some individuals to provided research services and analysis on stocks or the general biopharma market. Some of these individuals manage funds or separately managed accounts. These funds or accounts pay Bio5C a fee for service, which may include an additional monthly or yearly subscription fee and/or success and bonus payments based on the success or quality of work Bio5C provides. The research that Bio5C produces for these individuals or funds is generally consistent in terms of the investment strategy with the research posted on this Site, but may differ with respect to position size, timing on entry price or exit price, risk management, or trading patterns. Jason Napodano holds no individual securities but because the success or bonus payments to Bio5C may be the results of securities held by clients, conflicts of interest may arise and subscribers should understand that Bio5C and Jason's compensation is tied closely to the performance and quality of work found on this Site or delivered to clients privately. Not all Bio5C subscribers may have the same level of access to private content produced by Jason for select clients. To be sure, Subscribers should assume all content on the site may have been previously disseminated privately.
Intellectual Property of Bio5C
All material and content available on the Site, in the 5C Model, Valuation, Audio Files, Videos, Reports, Model Portfolio, the Forum and all content posted in the Slack/Discord, unless specifically indicated otherwise or taken from outside sources, is the copyright-protected work of Bio5C. The words Bio5C, our logo, and the phrase: The 5 Cs of Biotech Investing, is all trademarked property of Jason Napodano. By agreeing to these Terms, we grant you a limited, non-exclusive license to use the Services for your personal informational reading consistent with these Terms, which may include making a limited number of copies for your use (e.g. saving a copy for your own personal files); provided that in no event may you publish or distribute the Model or any Report or Video or Valuation or any portion thereof to any other third-parties. Except as explicitly authorized above, no portion of the content of the Site or our Services may be altered in any way, transmitted to, copied, or distributed to any third party without the express written permission of Bio5C.
Personal View of the Authors
The views regarding the companies and securities featured in our Model and Reports and Videos and Valuations and in the Slack/Discord accurately reflect the personal views of the applicable author as of the date of such production. Bio5C produces 100% independent and unbiased research! We write what we think and believe. Our views are not compromised in any way and we do not trade against our ideas. Subscribers are kept informed about our potential trades in the Slack/Discord and in the Model Portfolio. Bio5C pledges to work in an open, honest, and 100% conflict-free way when we produce 5C Model scores, Reports, Videos, and Valuations. If a subscriber suspects any conflict of interest on this website, they should contact Bio5C immediately.
The Model and our Reports and Videos and Valuations are prepared primarily from publically available information and documents, in particular from the public U.S. SEC or Canadian SEDAR filings of the featured companies, and from third-parties, including conversations with management of the featured companies, and PubMed. All third-party information presented in our Services is obtained from sources believed to be reliable, however, Bio5C makes no representations or warranties (express or implied) as to its accuracy or completeness. You acknowledge that Bio5C has not independently verified the information obtained from third-parties (including public SEC or SEDAR filings and conversation with management of featured companies), and understand that the material in the Model or any Report or Video or Valuation is not intended to be a complete statement or summary of all information that may be material to making an investment decision.
Bio5C has no obligation to update third-party information found on our Site, even if it is discovered that any such information was materially inaccurate or incomplete. Bio5C may provide addresses of companies, contact information, and URLs/links to company websites. These sites are the property and responsibility of the parties that own them. The contact information is provided solely for your convenience and information and the content of the linked or reference site does not in any way form part of the Site or our Services. Bio5C and our affiliates have not reviewed these sites and take no responsibility for their content. Use of such information or accessing such a website is at your own risk.
Bio5C 5C Model and Reports and Videos and Valuations May Be Out of Date!
All Services published by Bio5C are presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. From time to time, reference may be made to prior Models or Reports or Videos, or Valuations that we have published. These references may be selective and typically reference only a portion of Service, which is likely not to be current in its entirety. As markets change continuously, previously published information and data may not be current and should not be relied upon.
Financial Fees & Payments For Service
Bio5C uses PayPal, Stripe, Square, Venmo, and Zelle to process monthly and yearly membership fees to this site. All charges are authorized by the user on a one-time or recurring basis. Bio5C does not provide or sell this information to any third party.
You Should Know That
The primary Bio5C author, Jason Napodano, is a convicted felon. Mr. Napodano pled guilty to one count of securities fraud in October 2017 and spent four months in federal prison from August 2018 to December 2018. Mr. Napodano is barred by the SEC from "participating in the offering or inducing the purchase of Penny Stocks". Mr. Napodano lost the right to use the CFA designation in September 2017. If you have a problem with any of this, you should exit this website immediately and never come back. By continuing to view material on this website, you are saying that you understand Mr. Napodano's history and that you still chose to participate and engage with his Service under no warranty.
Limitation of Liability & Indemnification
WE ARE NOT LIABLE FOR ANY LOSSES YOU MAY INCUR (INCLUDING WITHOUT LIMITATION LOSS OF REVENUES, PROFITS, BUSINESS OR GOODWILL), OR ANY SPECIAL OR INDIRECT OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO ACCESS) THE SITE OR OUR SERVICES, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES.
YOU AGREE TO INDEMNIFY AND HOLD US HARMLESS AGAINST ALL CLAIMS, LIABILITY, DAMAGES, LOSSES, COSTS AND EXPENSES, INCLUDING LEGAL FEES, THAT WE INCUR ARISING OUT OF OR RELATED TO YOUR IMPROPER USE OF THE SITE OR OUR SERVICES.
YOU UNDERSTAND AND AGREE THAT THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOU EXPRESSLY AGREE THAT USE OF THE SERVICES AND THE SITE IS DONE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, BIO5C, AND OUR AFFILIATES DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR COMPLETENESS.
Non-Permitted Uses of the Site and Services
You may not use the Site or our Services for any illegal or improper purposes, including in connection with any violation of federal, state, or local laws of your jurisdiction, including violations of the securities laws; to interfere with or damage our Site or the functionality of our Services, including, without limitation, through the use of harmful code, flood pings, denial-of-service attacks, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology; or use automated scripts to collect information or otherwise interact with the Site or Services.
Termination of Membership
Bio5C has the right to terminate your membership for any reason at any time. Because some of the products and services of Bio5C (the Reports or the Videos or the Valuations and the Model) are fully consumable upon subscription, there is no refund for a monthly membership. Yearly memberships are refundable for the unused portion of the remaining subscription time at a rate of the upfront fee less $95 per month for the time the membership was active.
Copyright or Intellectual Property Infringement Notice. Bio5C is wholly-owned by Jason Napodano, an individual residing in the United States. Jason Napodano is the sole proprietor of Bio5C.
If you believe any of the content provided on the Site or through our Services infringes on your copyright or other intellectual property rights, please send us notice of the alleged infringement with a brief explanation identifying the allegedly infringing content through our contact form on the Site and we will promptly evaluate your claim and take any appropriate action.
What information do we gather?
Bio5C collects two types of information from visitors to the Site: (1) Personally Identifiable Information, and (2) Non-personally Identifiable Information (information such as IP Addresses and Cookies, which allow for better use of the Site).
Personally Identifiable Information
Bio5C will not collect personally identifiable information from you, other than what you supply to us on a voluntary basis upon request. Personally identifiable information includes, but is not limited to, name, physical address, and e-mail address.
Non-personally Identifiable Information