Bio5C produces FULLY INDEPENDENT pharmaceutical and biotechnology educational stock research based on a proprietary subjective model called the 5 Cs of Biotech Investing™. The following disclosures relate to Bio5C's product and service, as well as the Bio5C Twitter and the Twitter of Jason Napodano (@JNap5C). Visitors of this website acknowledge that the information herein or on Twitter is neither an offer nor a solicitation to buy any of the securities of the companies contained herein.
Bio5C has NOT be retained or engaged by a broker, dealer, or issuer to produce content on any stock on this website. Bio5C is not compensated directly by any company under research coverage to produce a Bio5C 5C score and Bio5C 5C scores are not influenced by payments from third parties. We do not provide nor have received compensation for investment banking services on the securities covered on this website and do not expect to receive any compensation for investment banking or investor relations/marketing services from issuers covered by this website.
Bio5C is not an investment advisor! Bio5C does not provide personalized recommendations or advice. Investing in securities is speculative and contains a high element of risk. Jason Napodano holds no FINRA or SEC securities licenses. Bio5C does not render investment advice on the basis of the specific investment situation for each client or subscriber. Our analysis is for educational and general informational purposes only. Bio5C does not induce or encourage the purchase or sales of Penny Stocks as defined under the Penny Stock Reform Act of 1990.
Bio5C produces 100% unbiased information for investors to use as part of their own due diligence process. Bio5C does not induce or pressure any subscriber to invest in stocks covered on this blog, the Slack, or discussed on Twitter. Jason Napodano owns no individual stock discussed on this website!
Bio5C has been retained by some individuals to provided research services and analysis on stocks or the general biopharma market. Some of these individuals manage funds or separately managed accounts. These funds or accounts pay Bio5C a fee for service, which may include an additional monthly or yearly subscription fee and/or success and bonus payments based on the success or quality of work Bio5C provides. The research that Bio5C produces for these individuals or funds is generally consistent in terms of the investment strategy with the research posted on this Site, but may differ with respect to position size, timing on entry price or exit price, risk management, or trading patterns. Jason holds no individual securities but because the success or bonus payments to Bio5C may be the results of securities held by clients, conflicts of interest may arise and subscribers should understand that Bio5C and Jason's compensation is tied closely to the performance and quality of work found on this Site or delivered to clients privately. Not all Bio5C subscribers may have the same level of access to private content produced by Jason for select clients. To be sure, Subscribers should assume all content on the site may have been previously disseminated privately.
Bio5C is committed to protecting the private information of our readers. Our website adheres to a strict policy for ensuring the privacy of personally identifiable information and preserving the integrity of this online medium. Here we explain the type of information collected by this website, how that information is used, and how that information is protected.
Which sites are covered by this policy?
What information do we gather?
Bio5C collects two types of information from visitors to the Site: (1) Personally Identifiable Information, and (2) Non-personally Identifiable Information (information such as IP Addresses and Cookies, which allow for better use of the Site).
Personally Identifiable Information
Bio5C will not collect personally identifiable information from you, other than what you supply to us on a voluntary basis upon request. Personally identifiable information includes, but is not limited to, name, physical address, and e-mail address.
Non-personally Identifiable Information
In addition to information that you provide to us, we may also collect and store certain non-personally identifiable information automatically when using the Site. This information helps us improve the experience our readers have with the Site.
For example, we may collect your IP address, browser information and reference site domain, as well as related information such as the date on which you visit the Site. This information does not identify you personally and is only used in the aggregate.
As is a common practice among websites, we use “cookies” and similar technologies. Cookies are text files that store your preferences. No personal information is ever stored in our Site cookies, even if you have entered your email address to subscribe to our newsletter service. You can generally prevent cookies from being used by changing the settings in your web browser, but please be aware that by doing so you may be unable to fully utilize the Site.
How can you use the information found
Bio5C uses the content from the cookies to deliver relevant resources, remember browser preferences, and improve our visitors’ experiences on the Site. Bio5C does not sell the information collected by cookies nor use the information for commerce-related purposes. In addition, Bio5C will not filter content based on your preferences without permission. We use non-personally identifiable information, such as IP addresses or demographic information (zip codes for example) to measure traffic within our Site.
We reserve the right to send you e-mails relating to additional information not found on this Site. This includes notifications about updated articles, information on companies covered on this Site, and major changes to our Site. If you no longer wish to receive a specific newsletter, you may opt-out by following the “unsubscribe” instructions located near the bottom of the newsletter.
On certain pages, we offer visitors the opportunity to provide comments or other user-generated content on blogs and articles. Any information that you disclose when posting a message to these areas, along with the screen name or ID used, becomes public. In addition, the information that you disclose in these areas may be used by us for promotional and marketing purposes. We are not responsible for any personally identifiable information that you choose to disclose in these public areas.
Bio5C uses the email address subscribed to our service for log-in and profile creation. In terms of our own use of information, we may use your personally identifiable information for the activities described in the previous sections, and for internal purposes and marketing, and promotional purposes. We, or our collaborating service providers, may release personal identification information if we believe in good faith that the law or legal process requires it, we have received a valid administrative request from a law enforcement agency, or such release is necessary to protect anyone’s rights, property or safety.
Bio5C uses PayPal, Stripe, and Square to process monthly and yearly membership fees to this site. All charges are authorized by the user. Bio5C does not provide or sell this information to any third party.
How do we use information gathered at this Site?
We grant our users the right to view materials from our site for their personal use only. Materials may not be reproduced in ANY form. Any reproduction, transmission, performance, display or editing of these materials by any means, mechanical or electronic, without the express written permission of Bio5C is strictly prohibited. Users wishing to obtain permission to reprint or reproduce any materials appearing on our Site need first contact us. Bio5C may hold users liable for lost subscription revenues by unlawfully sharing or distributing our content.
Intellectual Property of Bio5C
All material and content available on the Site, in the 5C Model, Valuation, Audio Files, Videos, Reports, Model Portfolio, the Forum and all content posted in the Chat, unless specifically indicated otherwise or taken from outside sources, is the copyright-protected work of Bio5C. The words Bio5C, our logo, and the phrase 5 Cs of Biotech Investing, is all trademarked property of Jason Napodano. By agreeing to these Terms, we grant you a limited, non-exclusive license to use the Services for your personal informational reading consistent with these Terms, which may include making a limited number of copies for your use (e.g. saving a copy for your own personal files); provided that in no event may you publish or distribute the Model or any Report or Video or Valuation or any portion thereof to any other third-parties. Except as explicitly authorized above, no portion of the content of the Site or our Services may be altered in any way, transmitted to, copied, or distributed to any third party without the express written permission of Bio5C.
Personal View of the Authors
The views regarding the companies and securities featured in our Model and Reports and Videos and Valuations and in the Chat or SLACK accurately reflect the personal views of the applicable author as of the date of such production. Bio5C produces 100% independent and unbiased research! We write what we think and believe. Our views are not compromised in any way and we do not trade against our ideas. Subscribers are kept informed about our potential trades in the Chat / SLACK and in the Model Portfolio or Spec. Play portfolio. Bio5C pledges to work in an open, honest, and 100% conflict-free way when we produce 5C Model scores, Reports, Videos, and Valuations. If a subscriber suspects any conflict of interest on this website, they should contact Bio5C immediately.
Bio5C is NOT an Investment Advisor
You agree to use our Model, Reports, Videos, Valuations, Chat, Slack, and other services at your own risk! Bio5C is not a registered investment advisor (RIA) and we do not encourage or induce you to purchase any investment based on the information provided by our Services. You hereby acknowledge that Bio5C is not advising you personally concerning the nature, potential, value, or suitability of any particular security. You further acknowledge that you understand it important to do your own research and due diligence and consult with an attorney, tax, of a certified investment professional before making any investment decision with respect to securities covered by Bio5C in order to determine if any investment is consistent with your investment objectives, risk tolerance, and financial situation. Bio5C is not a certified financial planner and holds no applicable securities licensed by the U.S. Securities and Exchange Commission (SEC). We are not a FINRA/SEC licensed entity and we do not qualify or attempt to qualify as an investment advisor under the definition of an investment advisor, Sec. 401, subpart (f) of the Uniform Securities Act of 1956 (Amended).
Services are for Informational Purposes Only
Our Model, Reports, Videos, Valuations, Chat, Slack, and all other services are provided solely for informational purposes are not an offer or solicitation or inducement to buy or sell the securities of any of the companies covered thereby. You hereby acknowledge and agree that our Services are being provided explicitly on the condition that you do not use them as the sole basis to make any investment decision. You further acknowledge that our Services are not intended to provide specific advice on any matter, nor are they intended to be comprehensive or include all of the available data that may be material to making an investment decision. Seriously! You assume 100% of the responsibility for your trades! If you do not fully understand this risk, do not subscribe to this service. By subscribing to this service and/or viewing our content, you fully acknowledge and understand that you are responsible for all actions taken in your portfolio.
Bio5C Relies Upon Third-Party Information and Makes No Representations or Warranties as to the Accuracy or Completeness of this Information
The Model and our Reports and Videos and Valuations are prepared primarily from publically available information and documents, in particular from the public U.S. SEC or Canadian SEDAR filings of the featured companies, and from third-parties, including conversations with management of the featured companies, and PubMed. All third-party information presented in our Services is obtained from sources believed to be reliable, however, Bio5C makes no representations or warranties (express or implied) as to its accuracy or completeness.
You acknowledge that Bio5C has not independently verified the information obtained from third-parties (including public SEC or SEDAR filings and conversation with management of featured companies), and understand that the material in the Model or any Report or Video or Valuation is not intended to be a complete statement or summary of all information that may be material to making an investment decision. Bio5C has no obligation to update third-party information found on our Site, even if it is discovered that any such information was materially inaccurate or incomplete.
Bio5C 5C Model and Reports and Videos and Valuations May Be Out of Date!
All Services published by Bio5C are presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons. From time to time, reference may be made to prior Models or Reports or Videos, or Valuations that we have published. These references may be selective and typically reference only a portion of Service, which is likely not to be current in its entirety. As markets change continuously, previously published information and data may not be current and should not be relied upon.
Forward-Looking Statements Are Predictions and Actual Results May Differ
Some of the information on our Site relates to the future business and financial performance of the featured companies. Such statements can only be predictions of the actual events or results and may never occur or be realized.
Forward-looking statements include all statements that are not historical facts and generally may be identified by terms such as “believe,” “may,” “will,” “estimate,” “continue,” “anticipate,” “intend,” “could,” “would,” “project,” “plan,” “expect” or the negative or plural of these words or similar expressions. These forward-looking statements are subject to a number of risks, uncertainties, and assumptions, including those described our Notes and in the public SEC and SEFAR filing of the featured companies. It is not possible for Bio5C to predict all risks, nor assess the effect of all factors on the business or the extent to which any factor, or a combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements. You should not rely on forward-looking statements as predictions of future events.
Many of the forward-looking statements come directly from the featured company’s publically available filings and we have not attempted (and have no duty to attempt) any efforts to verify the reasonableness of such forward-looking statements. Bio5C does not guarantee the accuracy and comprehensiveness of these predictions. You should not invest in the Company in reliance on these forward-looking statements.
Bio5C is not responsible for Linked or Referenced External Sources
Bio5C may provide addresses of companies, contact information, and URLs/links to company websites. These sites are the property and responsibility of the parties that own them. The contact information is provided solely for your convenience and information and the content of the linked or reference site does not in any way form part of the Site or our Services. Bio5C and our affiliates have not reviewed these sites and take no responsibility for their content. Use of such information or accessing such a website is at your own risk.
Non-Permitted Uses of the Site and Services
You may not use the Site or our Services for any illegal or improper purposes, including in connection with any violation of federal, state, or local laws of your jurisdiction, including violations of the securities laws; to interfere with or damage our Site or the functionality of our Services, including, without limitation, through the use of harmful code, flood pings, denial-of-service attacks, packet or IP spoofing, forged routing or electronic mail address information or similar methods or technology; or use automated scripts to collect information or otherwise interact with the Site or Services.
You Should Know That
The primary Bio5C author, Jason Napodano, is a convicted felon. Mr. Napodano pled guilty to one count of securities fraud in October 2017 and spent four months in federal prison from August 2018 to December 2018. Mr. Napodano is barred by the SEC from "participating in the offering or inducing the purchase of Penny Stocks". Mr. Napodano lost the right to use the CFA designation in September 2017. If you have a problem with any of this, you should exit this website immediately and never come back. By continuing to view material on this website, you are saying that you understand Mr. Napodano's history and that you still chose to participate and engage with his Service under no warranty.
Limitation of Liability
WE ARE NOT BE LIABLE FOR ANY LOSSES YOU MAY INCUR (INCLUDING WITHOUT LIMITATION LOSS OF REVENUES, PROFITS, BUSINESS OR GOODWILL), OR ANY SPECIAL OR INDIRECT OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF (OR INABILITY TO ACCESS) THE SITE OR OUR SERVICES, WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES.
YOU AGREE TO INDEMNIFY AND HOLD US HARMLESS AGAINST ALL CLAIMS, LIABILITY, DAMAGES, LOSSES, COSTS AND EXPENSES, INCLUDING LEGAL FEES, THAT WE INCUR ARISING OUT OF OR RELATED TO YOUR IMPROPER USE OF THE SITE OR OUR SERVICES.
Disclaimer of Warranties
YOU UNDERSTAND AND AGREE THAT THE SITE AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOU EXPRESSLY AGREE THAT USE OF THE SERVICES AND THE SITE IS DONE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, BIO5C, AND OUR AFFILIATES DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR COMPLETENESS.
Termination of Membership
Bio5C has the right to terminate your membership for any reason at any time. Because some of the products and services of Bio5C (the Reports or the Videos or the Valuations and the Model) are fully consumable upon subscription, there is no refund for a monthly membership. Yearly memberships are refundable for the unused portion of the remaining subscription time at a rate of the upfront fee less $99 per month for the time the membership was active.
Copyright or Intellectual Property Infringement Notice. Bio5C is wholly-owned by Jason Napodano, an individual residing in the United States. Jason Napodano is the sole proprietor of Bio5C.
If you believe any of the content provided on the Site or through our Services infringes on your copyright or other intellectual property rights, please send us notice of the alleged infringement with a brief explanation identifying the allegedly infringing content through our contact form on the Site and we will promptly evaluate your claim and take any appropriate action.